Our knowledgeable staff will find the mortgage product that provides you the most benefit.
Some of our products include…..
Conventional Mortgage - a loan neither insured by the FHA nor guaranteed by the VA.
Jumbo Mortgage - a fixed rate mortgage for an amount higher than the prescribed limits set by Freddie Mac
Adjustable Rate Mortgage - a loan that allows the lender to adjust the borrowers' interest rate and payments at prescribed times and sometimes with prescribed limits. Lower initial interest rates are customary.
Second Mortgage - an additional loan imposed on property with a first mortgage, generally at a higher interest rate and shorter term than a "first" mortgage.
Interest Only Mortgage - a loan that requires only interest to be paid for a prescribed time.
Investor loans - a mortgage for a person not planning to occupy the house they are mortgaging.
Automated Underwriting - a Freddie Mac based software program which gives almost immediate underwriting decisions.
Construction to Permanent Loan - one loan from the start of construction to the finished home.
Other Mortgage Products and Services
- Pre-Approval
- No Documentation Mortgages
- Long-term rate locks - rates can be locked up to nine months prior to closing.
- Collateralized loans
- Lines of Credit
- 97% Financing
- 103% Financing
Licensed mortgage brokers with the Pennsylvania Department of Banking.
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